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  • Simplified Underwriting-Guaranteed Issue
    Simplified Underwriting-Guaranteed Issue This is a discussion on the subject of simplified ... how guaranteed issue underwriting is used in some direct-response marketing and finally, offering of additional ...

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    • Authors: Peter F Chapman, Richard Cumming, Harold G Ingraham, John Ladley
    • Date: Apr 1979
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Current Topics in Financial Reporting
    choosing the most realistic assumptions and including direct considerations of expenses and lapses which statutory ... is considering a model law or regulation placing direct limits on the percentage of low investment grade ...

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    • Authors: Donald Behan, Robert J Callahan, Harold G Ingraham, Lew H Nathan
    • Date: Oct 1990
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting
  • Risk Classification Policy Issues - General
    DISCUSSION--CONCURRENT SESSIONS MR. INGRAHAM: We will direct our first question to Mr. Ripps: What classi- fication ... would be the issue. MR. INGRAHAM: I am going to direct the next question to Jeanne: A major area of debate ...

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    • Authors: Harold G Ingraham, Linda Lamel, Jay C Ripps, Jeanne Cullinan Ray, Moirs A. Walters
    • Date: May 1981
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Individual Retirement Accounts
    to find the best way to do the job right to take care of both retirement and the immediate needs of the ... new money rates, the existing contractholders can direct their employers or plan trustees to rollover the ...

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    • Authors: Harold G Ingraham, George A Mitchell, Bruce E Nickerson, Christopher H Wain
    • Date: Jan 1976
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Pensions & Retirement
  • Report On Society Of Actuaries Antitrust Review
    PANEL DISCUSSION discussion, both in terms of direct communication with the committee or its members ... Moorhead. Recommendation 23 states: "The actuary's primary professional responsibility with respect to illustrated ...

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    • Authors: Harold G Ingraham, Alan E Lazarescu, Walter N Miller, Marilyn A Meier, John E O'Connor
    • Date: May 1983
    • Competency: External Forces & Industry Knowledge; Professional Values>Public interest representation
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession; Public Policy
  • Integration And Deregulation Of Financial Services
    distributing products through agents, brokers, direct mail, and personal insurance centers. In return ... agent leasing the customer list of a bank for a direct mail campaign. $afeco, for example, leases the ...

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    • Authors: Harold G Ingraham, Michael J Ross, David A Schofield, R Larry Warnock
    • Date: Oct 1984
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Stock Subsidiaries Of Mutual Life Insurance Companies
    polLicies sold through stock subsidiaries was the most direct way for us to _neet our objectives. The second ... allowed us to accomplish this result in the most direct fashion. Another rationale that has been used ...

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    • Authors: Lois Horwitz, Harold G Ingraham, Jay A Novik, Stephen L Smith, Edward N Wadsworth
    • Date: Oct 1983
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • Current Professional Topics
    Is that once the student makes the selection of primary and secondary areas for Part 9 or I0, that is the ... providing for selection of a national emphasis in the Primary Areas of Study for Parts 9 and I0. As we develop ...

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    • Authors: Walter L Grace, Harold G Ingraham, Stephen G Kellison, James Murphy, Linda M. Delgadillo
    • Date: Oct 1979
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession
  • Premiums and Dividends - Participating Insurance
    need a surplus of 4 - 5% of liabilities to take care of defaults in a depression. Various lines have ... experience. That statement alone would not preclude direct recognition of policy loans. In regard to claim ...

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    • Authors: Harold G Ingraham, William M Snell, Richard M Stenson, Thomas C Sutton
    • Date: Jun 1980
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance
  • Financial Reporting Section - Current Topics In The United States
    the rationale for these changes. LTC (LONG-TERM CARE) SUPPLEMENT This is new with the 1989 Statement ... are added -- 11 and 12. 1346 "I"I LONG TERM CARE INSURANCE EXHIBIT, SUPPLEMENT TO THE DECEMBER31 ...

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    • Authors: Harold G Ingraham, Wm Harold Phillips, Steven A Smith, Donald R Sondergeld, Robert Stein
    • Date: Oct 1989
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting